For victims of cyber fraud, the first few hours after money is stolen can be critical. In Rajasthan, police say their ability to trace suspicious transactions through the 1930 cybercrime helpline can sometimes outpace the banking system’s ability to place an immediate hold on the funds, particularly after regular banking hours.
The Rajasthan Cyber Crime Control Centre (R4C), operating from police headquarters, receives complaints through the 1930 helpline and works with banks to trace the movement of allegedly fraudulent funds. According to police, bank representatives are generally available only during banking hours, creating a reported gap between around 8 pm and 9 am and on holidays.
Why the 8 PM to 9 AM Gap Matters
R4C has police cyber experts and bank officials working on fraud complaints. Once a victim reports a transaction through 1930, police can identify the account that initially received the money and follow subsequent transfers.
However, tracing a transaction and actually placing a hold on the funds are separate processes. According to ADG Cyber Crime VK Singh, an automatic lien may be attempted first. If that process does not work, manual intervention from a bank representative may be required.
Police say the lack of banking personnel outside regular hours can therefore delay this second stage of the response.
Cyber Fraud Money Can Move Through Multiple Accounts
Investigators say fraudulently obtained money can move rapidly between multiple bank accounts. In some cases reported by Rajasthan Police, funds were allegedly transferred through several accounts before being converted into cryptocurrency.
This creates a race between tracing the transaction and preventing further movement of the money. The longer a response takes, the more difficult it can become to place the funds on hold.
According to VK Singh, round-the-clock banking support could potentially help prevent a greater share of fraudulent funds from moving beyond the reach of immediate intervention. This is a police assessment rather than an independently established recovery rate.
Two Rajasthan Cases Highlight the Problem
One reported case involved a 90-year-old retired district judge in Jaipur who was allegedly defrauded after individuals posed as CBI and RBI officials. According to the report, around ₹2.5 crore was transferred, while only about ₹14 lakh could subsequently be placed on hold after the complaint was made. Other reporting on the case puts the total transferred amount at ₹2.5051 crore.
Another case involved an 82-year-old woman from Ajmer who was allegedly cheated of around ₹80 lakh. Investigators reportedly found that the money moved through more than 150 bank accounts, with some funds converted into USDT. The complaint was reportedly made around six hours after the incident, limiting the opportunity to stop the funds immediately.
Rajasthan Police Seek Faster Bank Coordination
Police have called for a centralised cyber-fraud response mechanism that operates around the clock. The objective is to allow banks to act on information received from R4C without waiting for normal banking hours or the availability of a local representative.
Rajasthan has also introduced mechanisms for handling disputes involving bank accounts that are frozen or lien-marked during cybercrime investigations. A grievance redressal mechanism allows eligible account holders to seek review through the banking and police system.
Why Reporting to 1930 Quickly Matters
The reported cases underline the importance of reporting a suspected fraudulent transaction as soon as possible. Victims can use the 1930 cybercrime helpline and provide transaction information such as the UTR or transaction number, along with relevant bank or UPI details.
Prompt reporting gives the authorities an earlier opportunity to trace the transaction and request that the funds be placed on hold. It does not guarantee recovery, particularly once money has moved through multiple accounts or other financial channels.
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Conclusion
Rajasthan's cyber-fraud response system can trace the movement of allegedly stolen funds, but police say delays in banking intervention can create an important gap, particularly outside regular working hours. Expanding coordinated banking support around the clock could reduce that delay, while immediate reporting through 1930 remains an important first step for victims.